Who we are, the advice we provide, how we’re paid, and how to complain.
Our Financial Services Guide (FSG) explains who we are, the financial advice services we provide, how we are paid, and how to make a complaint. Please read it before you receive personal financial advice from us.
Request a copy of our FSG or call 0414 225 435.
Effective 21 October 2026.
Financial advice is provided by Adam O'Neill (Authorised Representative No. 000340311) and Ayrshire Group Pty Ltd ABN 16 700 891 676 trading as Legacy Financial Planning (Corporate Authorised Representative No. 001323822), authorised representatives of MFG Advice Pty Ltd ABN 76 618 661 108, AFSL 499010. MFG Advice is responsible for the financial services we provide.
MFG Advice Pty Ltd, First Floor, 239 Lower Heidelberg Road, Ivanhoe East VIC 3079 · PO Box 2249, Ivanhoe East VIC 3079 · 03 9497 3396 · info@mfgadvice.com.au · www.mfgadvice.com.au
With our FSG we provide our Service & Fee Guide, which sets out our current fees, and the MFG Advice Privacy Policy. If we give you personal advice, you’ll receive a Statement of Advice that explains our recommendations and any fees or commissions.
Mortgage and finance broking is provided under Connective Credit Services Pty Ltd’s Australian Credit Licence 389328 and is not covered by our FSG. MFG Advice is not responsible for credit services. See our Credit Guide.
